What kinds of life insurance cover funeral costs?
In South Africa is is advisable to take out Funeral Insurance in additional to Life insurance. The main reason would be that life insurance can take some time before the claim is settled, and that means your family will have to carry the burden of paying for your burial before they receive your life insurance.
Can funeral expenses be deducted from a life insurance policy before the Beneficiary is paid?
Unfortunately not. Please see the previous question and answer.
What type of insurance should I buy to pay for my funeral expense?
Funeral Expense Insurance is easy to apply for online. You answer a few simple questions and you may be able to get insured the same day. There is no medical exam required, a simple application form, and instant approval for those who qualify.